Tax calculators

Ghana VAT calculator: calculate VAT (NHIL + GETFund) and total price

Ghana VAT calculator
Calculate VAT, NHIL and GETFund (effective 20%) from net or gross prices, plus 7% withholding VAT.
Calculate VAT and total from a net amount.
Results
Base amount0,00 GHS
VAT0,00 GHS
Total0,00 GHS
Rate20 %
Formula
Standard-rated (2026+): total rate = 20% made up of VAT 15% + NHIL 2.5% + GETFund 2.5%. If VAT-exclusive: Tax = 0.20 × B; Total = 1.20 × B. If VAT-inclusive: B = Gross ÷ 1.20; Tax = Gross − B. Withholding VAT (7%): Method A base = 1.05 × B (includes NHIL+GETFund), Method B base = B. Net to supplier = Gross − Withheld.

Examples

Standard-rated sale (VAT exclusive)
Amount GHS 1,000 → total tax 200; gross total 1,200.
VAT-inclusive with withholding
Amount GHS 5,000 → base 4,166.67; tax 833.33; withheld 306.25; net 4,693.75.
This calculator estimates Ghana’s effective VAT charge on standard-rated supplies—broken down into VAT (15%) + NHIL (2.5%) + GETFund (2.5%) = 20% total (effective from January 1, 2026). It supports VAT-inclusive prices, zero-rated/exempt supplies, and 7% withholding VAT cases. Checked/verified: 29 Jan 2026 (Europe/Madrid).

FAQs

What VAT rate should I use in Ghana in 2026?

Use the effective 20% (15% VAT + 2.5% NHIL + 2.5% GETFund) for standard-rated supplies.

Is the COVID-19 Health Recovery Levy still added?

No—it's been abolished under the reforms effective January 1, 2026.

How do I calculate VAT if the price already includes VAT?

Divide the gross price by 1.20 to get the net base, then subtract to get the tax portion.

When does VAT not apply (exempt supplies)?

If the supply is exempt (e.g., approved education services, certain medical supplies, transport), VAT/NHIL/GETFund are not charged.

What’s the difference between exempt and zero-rated?

Exempt: not subject to VAT; zero-rated: taxed at 0% but still within the VAT system.

What is withholding VAT (7%) and why is my payment lower?

Appointed customers withhold 7% and issue a credit certificate; your invoice still shows full VAT.

Do I need to register for VAT before I can charge it?

For goods, the threshold is GH₵750,000 turnover; for services, registration is mandatory regardless of turnover.

How is VAT calculated on imports?

VAT applies to imports unless exempt; the VAT value is customs value + import duties + other taxes.

Why might my result differ from the official invoice?

Line-item rounding, exemption documentation, and withholding treatment can change invoice totals.

Note: This calculator provides an estimate. Rates can vary by region and change over time. It is not tax advice.

See more in calculators for Ghana.

Sources

More calculators in Ghana

Ghana income tax calculator
Estimate PAYE, reliefs, SSNIT deductions, and take-home pay for residents and non-residents.