Ghana income tax calculator: calculate PAYE and take-home pay
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FAQs
Is PAYE the same as income tax in Ghana?
PAYE is the withholding method employers use to collect personal income tax on employment income.
Do allowances get taxed in Ghana?
Cash allowances are generally added to salary for PAYE.
What income is included as employment income?
Salary, wages, overtime, bonuses, and benefits/allowances in cash or kind.
What can I deduct before PAYE is calculated?
Common items include SSNIT, provident fund (up to cap), mortgage interest, and qualifying donations.
Do personal reliefs reduce my tax or taxable income?
They reduce assessable income to arrive at chargeable income.
How is bonus taxed in Ghana?
Bonus is taxed at 5% up to 15% of annual basic; excess is taxed at graduated rates.
How is overtime taxed?
Eligible junior staff: 5% up to 50% of monthly basic, excess at 10%; otherwise add to income.
What if I’m a non-resident working in Ghana?
Non-resident chargeable income is generally taxed at 25% flat; bonus/overtime may be taxed at 20% in some cases.
Why doesn’t my estimate exactly match my payslip?
Differences come from benefit valuation, payroll rounding, and timing of deductions/reliefs.
When should PAYE be filed/remitted?
GRA notes employers file PAYE returns by the 15th of the following month.
Note: This calculator provides an estimate. Rates can vary by region and change over time. It is not tax advice.
See more in calculators for Ghana.
Sources
No single official source was found for this rate. Use manual rate mode and check current local rules.